Payments & Payouts

Payments & payouts that reach every market

Fast, secure and compliant rails to pay suppliers, payroll and partners across Africa, Europe and the Americas — programmable, auditable and easy to integrate.

Local clearing, API-first orchestration and reconciliation-ready remittance data.
Global Reach, Local Payout

Payout partners and local clearing networks that deliver funds to beneficiaries in local currency with reduced latency.

Rich Remittance Data

Full beneficiary and invoice-level fields for reconciliation and automated posting into your accounting stack.

Programmable Flows

Create routing rules, timing windows and fallback rails via API — control settlement and cost programmatically.

Payment Methods & Rails

We support a broad range of payout methods so you can reach beneficiaries where they bank or cash out.

  • Local bank transfers — Faster local rails in major corridors
  • Mobile money — Ghana, Nigeria, Kenya, Tanzania and others
  • ACH / SEPA — Automated bank clearing where available
  • Card payouts — Instant disbursements to cards in supported markets
  • Cash pickup — Partner networks for last‑mile access
  • Wallet credits — Direct top-ups to digital wallets
Compliance & AML

Built-in KYC, sanctions screening and transaction monitoring to meet local and cross-border regulatory expectations.

Sanctions screening
Automated KYC
Audit-ready logs
API-first integration

Quick integration with REST endpoints, webhooks for status updates and SDKs to bootstrap integrations.

  
POST /v1/payments { "amount": 1000, "currency": "USD", "beneficiary": { "name": "Acme Ltd", "account": "..." } }
API diagram
Reconciliation-ready payouts

ISO-compliant remittance fields, batch reporting and downloadable audit trails to keep your finance team in sync.

  • Customizable remittance mappings
  • Settlement reports (CSV / SFTP)
  • Auto-match to invoices
Monitoring & SLAs

End-to-end visibility into payment states, exception handling and defined SLA windows for high-volume partners.

  • Real-time status webhooks
  • Retry & fallback routing
  • Dedicated account support (optional)

Ready to get started?

Open your Pilot Finance business account today — global payments, simplified.