Online payments

Accept payments online across Africa, Europe and the Americas

Secure, optimised acceptance for e-commerce and marketplaces — local acquiring, card routing, and dynamic fallbacks ensure higher approval rates and simpler reconciliation.

PCI-compliant flows, tokenisation and global acquiring partners tailored to your corridors.
Card acquiring, tokenisation and secure payout routing in one integration.
Optimised acceptance

Routing, retries and acquiring selection to maximise approvals where it matters.

Fraud & security

Built-in fraud signals, tokenisation and optional 3DS for higher-risk flows.

Faster settlement

Optimised settlement rails and reconciliation-ready payouts to close your cash cycle faster.

Integration & SDKs

Plug in quickly with REST APIs, webhooks and SDKs for common stacks. Tokenise card data to avoid PCI scope and receive asynchronous status updates via webhooks.

POST /v1/payments
  {
    "amount": 2500,
    "currency": "EUR",
    "method": "card",
    "card_token": "tok_..."
  }
  
API diagram
Use case
E-commerce

Optimised card acceptance, chargeback handling and split settlement for marketplaces.

Use case
SaaS / Subscriptions

Recurring billing, tokenisation and retry logic to reduce involuntary churn.

Use case
Marketplaces

Split payments, automated payouts and reconciliation tools for multi-seller platforms.

Ready to get started?

Open your Pilot Finance business account today — global payments, simplified.